What conditions do I need to declare as part of my pet insurance?

It depends on the product you’re choosing.

With Lifetime Plus
We do offer cover for some pre-existing medical conditions, depending on the details — so we’ll ask you to tell us about any:

• Diagnosed conditions
• Symptoms
• Or treatments your pet has had within the last 2 years.

This does not include routine flea or worming treatments and vaccinations.

Even if the vet said it wasn’t a concern, it’s still worth telling us — so we can assess it and let you know what’s covered.

With Lifetime
We do not offer cover for pre-existing conditions, and you will not be asked to declare them when buying the policy.

Any previous health issues, signs, or symptoms your pet has had will simply not be covered.