What excess will I pay if I have to make a claim?

That depends on which of our Lifetime products you have — but both let you control the cost of your cover.

With Lifetime Plus:
You can choose your excess from £0 to £500. A higher excess means a lower premium.

With Lifetime:
You can choose an excess between £100 and £500, but there’s a minimum compulsory excess of £100.

You’ll only pay your chosen excess once per condition, per policy year. So if your pet needs ongoing treatment for the same condition, you won’t keep paying the excess every time — just once a year for that condition.