Lifetime Plus
- Lets you tailor your policy to your pet’s health, including cover for some pre-existing conditions.
- Ideal if you’re looking for more flexibility and higher benefit limits.
- Ongoing conditions can be covered year after year, as long as you keep your policy active.
- You choose your excess and optional bill share.
Lifetime
- Designed for straightforward lifetime cover.
- Doesn’t cover pre-existing conditions, and they don’t need to be declared.
- Still covers both ongoing and one-off conditions, with yearly limits that reset each year.
- A compulsory bill share of 20% applies once your dog turns 8 or your cat turns 10
With both policies, there’s no time limit on how long your pet can be treated — as long as you renew your cover each year without a break.
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